hotel insurance

Insuring Your Hotel

Underwriting Managers for Hotels is a highly competitive insurance and risk management solution for hotels and hotel management companies.

Who It Covers

The Underwriting Managers for Hotels program provides all lines of coverage specifically for:

  • Boutique Hotels
  • Hotel Management Companies
  • Premier and Full Service Hotels

Typical operations include:

  • First Class Lodging
  • Fractional Ownership / Rental Pool Properties
  • Country Club / Golf Course Operations
  • Restaurant / Lounge
  • Conference Facilities
  • Full Service Salon / Spa
  • Fitness Center
  • Pool / Beach
  • Retail Store / Pro Shop

What It Offers

Coverage includes:

  • Property – limits up to $750 million per location
  • Crime
  • General Liability
  • Commercial Auto
  • Liquor Liability
  • Cyber Risk & Privacy Liability – limits to $2 million
  • Umbrella Liability – limits up to $50 million


The Underwriting Managers for Hotels program provides:

  • Access to multiple insurance companies
  • Highly-competitive rating structure
  • Enhanced coverage forms, including outdoor property, golf courses, tennis courts, trees, bridges, etc.
  • Added catastrophic (CAT) capacity
  • Ability to handle multiple locations
  • Access to large deductible and SIR alternative structures
  • Flexibility to handle management companies with M&A properties
  • Risk Management services designed for lodging operations

Risk Management Services

The Underwriting Managers program features a risk management service provider enabling insureds with Enterprise Risk Management (ERM) tools and access to:

  • Experience – underwriters average 15+ years with hospitality
    and lodging risks
  • 24/7/365 Claim Reporting – anytime access via web, phone or fax
  • Lodging Specialists – loss control consultants with 15+years experience with multi-location and resort property exposures
  • Best Practices – learned from 7,000+ hospitality loss control visits
  • Stability – access to an A.M. Best “A+” rated carrier
  • Red Cross Safety and Emergency Preparedness Resources – superior risk control resources, award recognition programs for lifesavers and discounted products and training